After a rocky recession, I believed that we’d have to wait many years before living in our own home again. I called so many loan reps asking about ‘bounce-back’ loans that I believed we would qualify for. Most of them didn’t know about that type of loan. Once they heard my situation – the call was short and to the point. They weren’t interested in working with me – because this wasn’t necessarily going to be a slam dunk easy loan. It would be FHA, there would be more paperwork involved and frankly I don’t think most of them were interested in working that hard. When I finally spoke to Bill – what a difference! Not only was he attentive to my concerns, he did his homework. He was fully versed on all the newer legislation, as well as all of the loan options. We got an amazing deal; we were 100% prepared to close, there were no surprises, no last minute requests. Plus he is a nice guy. Easy to talk to, genuine and considerate. He will be my loan guy for life. I hope to buy again with Bill! I would recommend Bill highly – he’s committed to making your loan experience a positive one!
With 25+ years as a Mortgage Specialist, what’s most important to me is what’s most important to you. My purpose is simple, to help you with the home of your dreams or use your home’s equity to help you with your goals for you and your family. Whether buying, putting your kids through school, starting a new occupation or business or refinancing, we get you the best rate and terms.
It’s more than just the numbers.. I pay attention to what your goals are by asking important questions that not only affect the numbers and terms now, but what is best for you in the future.
Finally, I believe in long lasting relationships. I know that if my team and I have gone above and beyond to make you happy, you will not hesitate to refer us to your family and friends and that makes us happy.
Let’s get started today!
There are lots of loan options to make the process not only easy, but to make sure you get the best solution possible. Remember, it’s not just about getting a loan for today, but one that will ensure your financial stability for the future. Here are just a few of things I can help with…
Down Payment Assistance for First Time Homebuyers
Conventional Refinance Including No Cost Refi
Loans for Self Employed Borrowers
Purchase Loans for Buy Up and First Time Homebuyers
Cash Out Refinance to Unlock Your Home’s Equity
Use it for strategic equity management, home improvement, pay off debt or for just an unforeseen need for cash.
Please don’t hesitate to call/text us at 925-216-9735 or contact us with any questions.
How to…
Buying a home and getting a loan can seem like a daunting process, but it really doesn’t need to be. We have all the information you need to understand the process and alleviate any trepidations that have stopped you from becoming a home owner.
The information is broken into two sections…
…or skip ahead and get a quote today!
Please don’t hesitate to call/text us at 925-216-9735 or contact us with any questions or to get a quote today!
Just Incredible
About three years ago while my realtor, Anne Skeffington and I were looking at houses I was debating on just how to finance my purchase. Anne suggested that I contact Bill Larson and have a talk with him. A couple days later Bill stopped by to see me and chat about what my plans and needs were and how to best proceed. Bill was just incredible with information and expertise. His good counsel save me a lot of time and money. Anyone considering a home purchase would be well advised to seek him out for help in finding the best lender for you. Bill is friendly, thorough and diligent. I highly recommend him and what is real great is that the lender compensates him and you pay nothing. Give him a call, you will be glad that you did.
We Closed Quickly
My husband and I were dying to get out of our townhouse as our kids needed separate rooms and some play space (and we needed our own space). We weren’t sure we could actually afford a “real” house so our realtor put us in touch with Bill. He was amazing! He worked around our hectic schedules to find us the best lender and talked us through all the possible scenarios. He was patient in explaining the things we didn’t know and he’s honest and up front discussing potential concerns and expectations. We closed quickly and ahead of schedule so we could go on vacation right before we moved. We’ll be calling Bill in the next few months to refinance the townhouse we decided to rent out as well as in the next year to check on refinancing our new house as the value increases.
Helping People Achieve Their Real Estate Dreams
I was referred to Bill from an MBA business associate who is in finance and is a LinkedIn influencer with nearly 20,000 contacts. She was right! Regardless of our small budget for a starter home, Bill treated us as if we were buying an expensive mansion. He worked tirelessly for well over a year, never gave up on our difficult situation, and was the only mortgage lender that was able to help us. He creatively figured out a way for us to come up with a down payment and patiently worked with us on each offer (which ended up getting rejected or didn’t pan out in inspection). He was insistent that he wanted us to find a home we loved. Poor Bill – as my broker (and my therapist), I spent more time on the phone talking (and crying) to him than I did with Siri and Alexa combined. I have known many mortgage brokers over the years and for most, it is all about the money. For Bill, it is about helping people achieve their real estate dreams.
An Amazing Team
What a true pleasure it was to work with Bill! He was part of an amazing team trying to help me find my dream home. Bill is so kind, knowledgable and very good at explaining complicated finances. He is so thourogh and really helps you know exactly what you can afford. Bill is extremely patient and was very empathetic to my roller coaster of emotions on the stress of tying to buy. He is a gem! Highly recommend.
Efficient, Knowledgeable, Friendly
I would highly recommend Bill Larson if you need a good loan(s) at a decent rate and terms. In 2017 and 2018, Bill obtained loans for me on rental properties in both Sonoma and Mendocino Counties here in Northern Calif. He was efficient, knowledgeable, friendly, and really cared that I got the loans in a timely manner. Again, I cannot praise Bill enough for his efforts in helping me with some difficult loans that were difficult to obtain through other lenders.
I highly recommend Bill Larson.
He has all the professional qualities to found you the best loan for you. Available, honest, fast, and efficient. He is fast in his response. Available when you need him. As it was the first time that I brought a property on my own, Bill was able to explain to me the complexities of getting a loan and what needs to be done in a way I could understand and it makes me feel less stressed. I am so grateful that my friends recommended Bill Larson for my Loan. Call him and I can garantie you that you’ll get all your answers in no time.